Primary Insurance - Compare our products

COVER PER PERSON COMPREHENSIVE STANDARD ESSENTIALS
Category Limit Excess Limit Excess Limit Excess
Cancellation and Curtailment Up to £5,000 £100 (£25 LOD) Up to £5,000 £100 (£25 LOD) Up to £1,000 £100 (£25 LOD)
Medical Expenses Up to £10 million £100 Up to £5 million £100 Up to £5 million £75
Hospital Benefit £25 per day Up to £750 N / A £25 per day Up to £750 N / A £15 per day Up to £300 N / A
Travel Delay £30 per 12 hour period Up to £300 N / A £30 per 12 hour period Up to £150 N / A £20 per 12 hour period Up to £100 N / A
Holiday Abandonment Up to £3,000 £100 Up to £3,000 £100 Up to £1,500 £100
Catastrophe Cover Up to £1,000 £100 N / A N / A N / A N / A
Mugging £100 per day up to £300 N / A N / A N / A N / A N / A
Hijack £100 per day Up to £2,000 N / A N / A N / A N / A N / A
Missed Departure Up to £1,000 £100 Up to £1,000 £100 Up to £500 £100
Personal Accident Maximum £25,000 N / A Maximum £15,000 N / A Maximum £10,000 N / A
Loss of limbs or sight (aged under 65) £25,000 N / A £15,000 N / A £10,000 N / A
Permanent Total Disablement £25,000 N / A £15,000 N / A £10,000 N / A
Death benefit (aged 18 – 65) £15,000 N / A £7,500 N / A £5,000 N / A
Death benefit (aged under 18 or over 65 years) £5,000 N / A £3,750 (Under 18's Only) N / A £2,500 N / A
Hotel Services Failure / Withdrawal of services £50 per day Up to £500 N / A £50 per day Up to £250 N / A N / A N / A
Petcare Cover Up to £300 N / A Up to £300 N / A N / A N / A
Personal Liability Up to £2 million £250 Up to £2 million £250 Up to £2 million £250
Legal Expenses Up to £25,000 £250 Up to £25,000 £250 Up to £10,000 £250
Personal Effects and Baggage Up to £1,500 £100 Up to £1,500 £100 Up to £750 £100
Single Item Limit £250 £100 £250 £100 £200 £100
Valuables Limit in total £250 £100 £250 £100 £200 £100
Travel Documents Up to £200 £100 Up to £200 £100 Up to £50 £100
Delayed baggage Up to £200 £100 Up to £200 £100 Up to £50 £100
Personal Money Up to £500 £100 Up to £500 £100 Up to £100 £100
Cash Limit £250 £100 £250 £100 £100 £100
Cash (aged under18) £50 £100 £50 £100 £50 £100

WINTER SPORTS LIMIT EXCESS
Ski Equipment Up to £750 £150
Owned Up to £750 £150
Hired £300 £150
Single Item Limit (Owned) £250 £150
Single Item Limit (Hired) Up to £100 £150
Ski Hire £20 per day Up to £200 N / A
Ski Pack Up to £75 per day Up to £450 N / A
Piste Closure £20 per day Up to £200 N / A
Avalanche Delay Up to £300 £100
GOLF COVER LIMIT EXCESS
Golf Equipment Up to £1,500 £100
Single Item Limit £300 £100
Golf Equipment Hire £25 per day Up to £200 N / A
Green Fees Up to £75 per day Up to £300 N / A
BUSINESS COVER LIMIT EXCESS
Business Equipment Up to £2,000 £100
Single Item Limit £500 £100
Computer Equipment - Single/Total Item Limit £1,500 £100
Samples £500 £100
Business Equipment Delay £100 per day Up to £200 £100
Emergency Courier Up to £500 £100
Business Equipment Hire £50 per day Up to £500 N / A
Business Money Up to £1,000 £150
Cash Limit £500 £150
Additional Personal Accident 2 x normal benefits N / A